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| Congratulations on your decision to
buy a new home! There are many important things to consider
throughout the process, especially if you're a first-time homebuyer.
Here's some information that will keep you on track. |
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| In General....
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| A home purchase may be your largest
financial transaction to date, so it's important to make the right
decisions and to keep an eye on the details. With the assistance of
your Real Estate Agent and Loan Officer, it should be an efficient,
pleasant, and ultimately rewarding experience.
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Count On Your Real Estate
Agent To:
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Preview available homes to weed out those that are overpriced, or
undesirable in some other way.
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Present the homes that suit your needs as you've defined them.
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Help you determine the difference between a "good buy" and a
property which, because of its nature (neighborhood, market
appeal, etc.), might have to be discounted if you decide to sell
in the future.
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Negotiate the best deal for you. With a Pre-Qualification letter
from Lundin & Associates, Inc in hand, your Real Estate
Agent will be able to demonstrate that you are a qualified and
capable borrower. This will strongly influence the Seller, and may
make the difference between the Seller accepting your offer or
someone else's -- even if your offer is lower!
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Count On Your Mortgage Broker
and Loan Officer To:
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Assist you in selecting the best loan to meet your personal
situation and goals. (This single decision can save you thousands
of dollars throughout the years!)
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Keep you informed of your loan status throughout the entire
process.
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Keep your Real Estate Agent informed of our loan progress (Note:
your personal information is always kept confidential between you
and Lundin & Associates, Inc; only deal points and progress
are shared).
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Get the appropriate loan for you at the best rates and fees. This
will save you significant money "up front" and throughout the
years to come.
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Count On Yourself To:
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Keep your Real Estate Agent informed of any questions or concerns
as they develop.
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Keep the process moving by providing documentation and decisions
as soon as reasonably possible. By doing so, many of the details
are taken care of early in the process so you can comfortably
concentrate on any last-minute details or events that require your
attention.
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Enjoy purchasing your home, but do remain objective throughout --
to make the business decisions that are best for you.
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Make sure you are pre-approved as early as possible. This will put
the power of financing behind you so you can concentrate on
selecting your home.
- To
understand how your credit affects you loan terms, order your
FICOŽ score and credit report today.
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